Comprar vivienda es uno de los sueños más grandes de cualquier familia. Sin embargo, al momento de ir al banco a buscar financiación, nos enfrentamos a una gran pregunta:
¿Qué es eso de la UVR y cómo se calcula mi cuota?
Hoy vamos a desmitificar los créditos en UVR, te explicaremos sus fórmulas exactas y, con un ejemplo práctico, compararemos los dos sistemas de pago más utilizados en Colombia. ¡Toma nota!
1. ¿Qué es la UVR y cuál es su lógica?
La Unidad de Valor Real (UVR) es una unidad de cuenta creada por la Ley 546 de 1999 que refleja el poder adquisitivo de la moneda colombiana, ajustándose diariamente con base en la inflación (IPC) certificada por el DANE.
Cuando el banco te aprueba un crédito de vivienda bajo esta modalidad (por ejemplo, con una tasa de UVR + 6.5%), tú no quedas debiendo pesos, sino "unidades UVR".
- El 6.5% es el "spread" o la ganancia real y fija del banco.
- La UVR es el componente variable que protege el capital contra la inflación.
Al pagar tu cuota mes a mes, el banco toma las unidades UVR que debes pagar y las multiplica por el valor oficial de la UVR de ese día para convertirlas a pesos.
2. Los Dos Sistemas de Amortización en UVR y sus Fórmulas
La Superintendencia Financiera autoriza principalmente dos sistemas para pagar un crédito en UVR. La elección entre uno y otro define qué tan rápido bajarás tu deuda y de cuánto será tu cuota mensual.
Para las fórmulas, primero debemos convertir nuestra Tasa Efectiva Anual (TEA) a una Tasa Efectiva Mensual (i):
i=(1+TEA)1/12 −1
Opción A: Sistema de Cuota Constante en UVR (Sistema Francés)
Bajo este sistema, la cuota expresada en unidades UVR será exactamente la misma durante todo el plazo del crédito. Ojo: como la inflación hace que cada unidad UVR valga más pesos cada día, tu cuota en pesos colombianos irá aumentando mes a mes.
Fórmula de la Cuota (Cu):
- (Donde D es la deuda total en UVR, i es la tasa mensual y n el número de meses).
Opción B: Amortización Constante a Capital en UVR (Sistema Alemán)
En este sistema, le devuelves al banco una cantidad fija de unidades UVR directas a tu capital cada mes, a las cuales se les suman los intereses sobre el saldo que vaya quedando. Como siempre abonas un capital fuerte, la cuota en UVR irá disminuyendo mes a mes, lo que compensa el aumento de la inflación en pesos.
Fórmula de la Cuota del mes t (Ctu):
¡Vamos a los números! Ejemplo Práctico Comparativo
(Nota: Este es un ejemplo simulado utilizando las fórmulas financieras oficiales para ilustrar el comportamiento de ambos sistemas).
Imagina que hoy compras tu apartamento y el banco te presta: 100.000.000COP
a un plazo de: 15 años (180meses), con una tasa de: UVR+6.5% E.A.
Supongamos que hoy la UVR tiene un valor exacto de: 300 pesos.
- Paso 1: Convertir el préstamo a unidades: $100.000.000 / $300 = 333.333,33 UVR.
- Paso 2: Calcular la tasa mensual: Para un 6.5% anual, la tasa mensual (i) es aproximadamente 0.52617%.
Ahora comparemos cómo se vería el pago de tu PRIMERA CUOTA en ambos sistemas:
↔ Desliza para explorar
| Concepto | Cuota Constante en UVR | Abono Constante a Capital en UVR |
| Abono a Capital (UVR) | 1.115,82 UVR | 1.851,85 UVR (Fijo todos los meses) |
| Intereses (UVR) | 1.753,89 UVR | 1.753,89 UVR |
| Cuota Total en UVR | 2.869,72 UVR (Fija todos los meses) | 3.605,75 UVR (Irá bajando cada mes) |
| Valor de la Cuota en Pesos | $860.916 COP | $1.081.725 COP |
| Característica Principal | Arrancas con la cuota más baja posible, pero tu deuda en pesos puede crecer los primeros años. | Arrancas pagando más, pero tu deuda baja agresivamente desde el primer mes. |
EJEMPLO N° 2:
↔ Desliza para explorar
| FECHA | 28/3/2026 |
| PRÉSTAMO EN $ | 160000000 |
| PRÉSTAMO EN UVR | 395.208,39 |
| TASA E.A. | 6,45% |
| TASA E.M. | 0,52% |
| PLAZO EN AÑOS | 20 |
↔ Desliza para explorar
| VALOR UVR | 404,8497 |
| IPC | 1,08% |
- CAPITAL CONSTANTE EN UVR:
↔ Desliza para explorar
| Período | FECHA | Saldo Inicial | Cuota | Interés | Capital | Saldo Final |
| 1 | 28/04/2026 | 395.208,39 | 3.710,62 | 2063,919059 | 1646,701644 | 393.561,69 |
| 2 | 28/05/2026 | 393.561,69 | 3.702,02 | 2055,319396 | 1646,701644 | 391.914,99 |
| 3 | 28/06/2026 | 391.914,99 | 3.693,42 | 2046,719734 | 1646,701644 | 390.268,29 |
| 4 | 28/07/2026 | 390.268,29 | 3.684,82 | 2038,120071 | 1646,701644 | 388.621,59 |
| 5 | 28/08/2026 | 388.621,59 | 3.676,22 | 2029,520408 | 1646,701644 | 386.974,89 |
| 6 | 28/09/2026 | 386.974,89 | 3.667,62 | 2020,920745 | 1646,701644 | 385.328,18 |
| 7 | 28/10/2026 | 385.328,18 | 3.659,02 | 2012,321083 | 1646,701644 | 383.681,48 |
| 8 | 28/11/2026 | 383.681,48 | 3.650,42 | 2003,72142 | 1646,701644 | 382.034,78 |
| 9 | 28/12/2026 | 382.034,78 | 3.641,82 | 1995,121757 | 1646,701644 | 380.388,08 |
| 10 | 28/01/2027 | 380.388,08 | 3.633,22 | 1986,522094 | 1646,701644 | 378.741,38 |
| 11 | 28/02/2027 | 378.741,38 | 3.624,62 | 1977,922432 | 1646,701644 | 377.094,68 |
| 12 | 28/03/2027 | 377.094,68 | 3.616,02 | 1969,322769 | 1646,701644 | 375.447,97 |
| 13 | 28/04/2027 | 375.447,97 | 3.607,42 | 1960,723106 | 1646,701644 | 373.801,27 |
| 14 | 28/05/2027 | 373.801,27 | 3.598,83 | 1952,123443 | 1646,701644 | 372.154,57 |
| 15 | 28/06/2027 | 372.154,57 | 3.590,23 | 1943,523781 | 1646,701644 | 370.507,87 |
| 16 | 28/07/2027 | 370.507,87 | 3.581,63 | 1934,924118 | 1646,701644 | 368.861,17 |
| 17 | 28/08/2027 | 368.861,17 | 3.573,03 | 1926,324455 | 1646,701644 | 367.214,47 |
| 18 | 28/09/2027 | 367.214,47 | 3.564,43 | 1917,724792 | 1646,701644 | 365.567,77 |
| 19 | 28/10/2027 | 365.567,77 | 3.555,83 | 1909,12513 | 1646,701644 | 363.921,06 |
| 20 | 28/11/2027 | 363.921,06 | 3.547,23 | 1900,525467 | 1646,701644 | 362.274,36 |
| 21 | 28/12/2027 | 362.274,36 | 3.538,63 | 1891,925804 | 1646,701644 | 360.627,66 |
| 22 | 28/01/2028 | 360.627,66 | 3.530,03 | 1883,326141 | 1646,701644 | 358.980,96 |
| 23 | 28/02/2028 | 358.980,96 | 3.521,43 | 1874,726479 | 1646,701644 | 357.334,26 |
| 24 | 28/03/2028 | 357.334,26 | 3.512,83 | 1866,126816 | 1646,701644 | 355.687,56 |
| 25 | 28/04/2028 | 355.687,56 | 3.504,23 | 1857,527153 | 1646,701644 | 354.040,85 |
| 26 | 28/05/2028 | 354.040,85 | 3.495,63 | 1848,92749 | 1646,701644 | 352.394,15 |
| 27 | 28/06/2028 | 352.394,15 | 3.487,03 | 1840,327828 | 1646,701644 | 350.747,45 |
| 28 | 28/07/2028 | 350.747,45 | 3.478,43 | 1831,728165 | 1646,701644 | 349.100,75 |
| 29 | 28/08/2028 | 349.100,75 | 3.469,83 | 1823,128502 | 1646,701644 | 347.454,05 |
| 30 | 28/09/2028 | 347.454,05 | 3.461,23 | 1814,528839 | 1646,701644 | 345.807,35 |
| 31 | 28/10/2028 | 345.807,35 | 3.452,63 | 1805,929177 | 1646,701644 | 344.160,64 |
| 32 | 28/11/2028 | 344.160,64 | 3.444,03 | 1797,329514 | 1646,701644 | 342.513,94 |
| 33 | 28/12/2028 | 342.513,94 | 3.435,43 | 1788,729851 | 1646,701644 | 340.867,24 |
| 34 | 28/01/2029 | 340.867,24 | 3.426,83 | 1780,130188 | 1646,701644 | 339.220,54 |
| 35 | 28/02/2029 | 339.220,54 | 3.418,23 | 1771,530526 | 1646,701644 | 337.573,84 |
| 36 | 28/03/2029 | 337.573,84 | 3.409,63 | 1762,930863 | 1646,701644 | 335.927,14 |
| 37 | 28/04/2029 | 335.927,14 | 3.401,03 | 1754,3312 | 1646,701644 | 334.280,43 |
| 38 | 28/05/2029 | 334.280,43 | 3.392,43 | 1745,731537 | 1646,701644 | 332.633,73 |
| 39 | 28/06/2029 | 332.633,73 | 3.383,83 | 1737,131875 | 1646,701644 | 330.987,03 |
| 40 | 28/07/2029 | 330.987,03 | 3.375,23 | 1728,532212 | 1646,701644 | 329.340,33 |
| 41 | 28/08/2029 | 329.340,33 | 3.366,63 | 1719,932549 | 1646,701644 | 327.693,63 |
| 42 | 28/09/2029 | 327.693,63 | 3.358,03 | 1711,332886 | 1646,701644 | 326.046,93 |
| 43 | 28/10/2029 | 326.046,93 | 3.349,43 | 1702,733224 | 1646,701644 | 324.400,22 |
| 44 | 28/11/2029 | 324.400,22 | 3.340,84 | 1694,133561 | 1646,701644 | 322.753,52 |
| 45 | 28/12/2029 | 322.753,52 | 3.332,24 | 1685,533898 | 1646,701644 | 321.106,82 |
| 46 | 28/01/2030 | 321.106,82 | 3.323,64 | 1676,934235 | 1646,701644 | 319.460,12 |
| 47 | 28/02/2030 | 319.460,12 | 3.315,04 | 1668,334573 | 1646,701644 | 317.813,42 |
| 48 | 28/03/2030 | 317.813,42 | 3.306,44 | 1659,73491 | 1646,701644 | 316.166,72 |
| 49 | 28/04/2030 | 316.166,72 | 3.297,84 | 1651,135247 | 1646,701644 | 314.520,01 |
| 50 | 28/05/2030 | 314.520,01 | 3.289,24 | 1642,535584 | 1646,701644 | 312.873,31 |
| 51 | 28/06/2030 | 312.873,31 | 3.280,64 | 1633,935922 | 1646,701644 | 311.226,61 |
| 52 | 28/07/2030 | 311.226,61 | 3.272,04 | 1625,336259 | 1646,701644 | 309.579,91 |
| 53 | 28/08/2030 | 309.579,91 | 3.263,44 | 1616,736596 | 1646,701644 | 307.933,21 |
| 54 | 28/09/2030 | 307.933,21 | 3.254,84 | 1608,136933 | 1646,701644 | 306.286,51 |
| 55 | 28/10/2030 | 306.286,51 | 3.246,24 | 1599,537271 | 1646,701644 | 304.639,80 |
| 56 | 28/11/2030 | 304.639,80 | 3.237,64 | 1590,937608 | 1646,701644 | 302.993,10 |
| 57 | 28/12/2030 | 302.993,10 | 3.229,04 | 1582,337945 | 1646,701644 | 301.346,40 |
| 58 | 28/01/2031 | 301.346,40 | 3.220,44 | 1573,738282 | 1646,701644 | 299.699,70 |
| 59 | 28/02/2031 | 299.699,70 | 3.211,84 | 1565,13862 | 1646,701644 | 298.053,00 |
| 60 | 28/03/2031 | 298.053,00 | 3.203,24 | 1556,538957 | 1646,701644 | 296.406,30 |
| 61 | 28/04/2031 | 296.406,30 | 3.194,64 | 1547,939294 | 1646,701644 | 294.759,59 |
| 62 | 28/05/2031 | 294.759,59 | 3.186,04 | 1539,339632 | 1646,701644 | 293.112,89 |
| 63 | 28/06/2031 | 293.112,89 | 3.177,44 | 1530,739969 | 1646,701644 | 291.466,19 |
| 64 | 28/07/2031 | 291.466,19 | 3.168,84 | 1522,140306 | 1646,701644 | 289.819,49 |
| 65 | 28/08/2031 | 289.819,49 | 3.160,24 | 1513,540643 | 1646,701644 | 288.172,79 |
| 66 | 28/09/2031 | 288.172,79 | 3.151,64 | 1504,940981 | 1646,701644 | 286.526,09 |
| 67 | 28/10/2031 | 286.526,09 | 3.143,04 | 1496,341318 | 1646,701644 | 284.879,38 |
| 68 | 28/11/2031 | 284.879,38 | 3.134,44 | 1487,741655 | 1646,701644 | 283.232,68 |
| 69 | 28/12/2031 | 283.232,68 | 3.125,84 | 1479,141992 | 1646,701644 | 281.585,98 |
| 70 | 28/01/2032 | 281.585,98 | 3.117,24 | 1470,54233 | 1646,701644 | 279.939,28 |
| 71 | 28/02/2032 | 279.939,28 | 3.108,64 | 1461,942667 | 1646,701644 | 278.292,58 |
| 72 | 28/03/2032 | 278.292,58 | 3.100,04 | 1453,343004 | 1646,701644 | 276.645,88 |
| 73 | 28/04/2032 | 276.645,88 | 3.091,44 | 1444,743341 | 1646,701644 | 274.999,17 |
| 74 | 28/05/2032 | 274.999,17 | 3.082,85 | 1436,143679 | 1646,701644 | 273.352,47 |
| 75 | 28/06/2032 | 273.352,47 | 3.074,25 | 1427,544016 | 1646,701644 | 271.705,77 |
| 76 | 28/07/2032 | 271.705,77 | 3.065,65 | 1418,944353 | 1646,701644 | 270.059,07 |
| 77 | 28/08/2032 | 270.059,07 | 3.057,05 | 1410,34469 | 1646,701644 | 268.412,37 |
| 78 | 28/09/2032 | 268.412,37 | 3.048,45 | 1401,745028 | 1646,701644 | 266.765,67 |
| 79 | 28/10/2032 | 266.765,67 | 3.039,85 | 1393,145365 | 1646,701644 | 265.118,96 |
| 80 | 28/11/2032 | 265.118,96 | 3.031,25 | 1384,545702 | 1646,701644 | 263.472,26 |
| 81 | 28/12/2032 | 263.472,26 | 3.022,65 | 1375,946039 | 1646,701644 | 261.825,56 |
| 82 | 28/01/2033 | 261.825,56 | 3.014,05 | 1367,346377 | 1646,701644 | 260.178,86 |
| 83 | 28/02/2033 | 260.178,86 | 3.005,45 | 1358,746714 | 1646,701644 | 258.532,16 |
| 84 | 28/03/2033 | 258.532,16 | 2.996,85 | 1350,147051 | 1646,701644 | 256.885,46 |
| 85 | 28/04/2033 | 256.885,46 | 2.988,25 | 1341,547388 | 1646,701644 | 255.238,75 |
| 86 | 28/05/2033 | 255.238,75 | 2.979,65 | 1332,947726 | 1646,701644 | 253.592,05 |
| 87 | 28/06/2033 | 253.592,05 | 2.971,05 | 1324,348063 | 1646,701644 | 251.945,35 |
| 88 | 28/07/2033 | 251.945,35 | 2.962,45 | 1315,7484 | 1646,701644 | 250.298,65 |
| 89 | 28/08/2033 | 250.298,65 | 2.953,85 | 1307,148737 | 1646,701644 | 248.651,95 |
| 90 | 28/09/2033 | 248.651,95 | 2.945,25 | 1298,549075 | 1646,701644 | 247.005,25 |
| 91 | 28/10/2033 | 247.005,25 | 2.936,65 | 1289,949412 | 1646,701644 | 245.358,54 |
| 92 | 28/11/2033 | 245.358,54 | 2.928,05 | 1281,349749 | 1646,701644 | 243.711,84 |
| 93 | 28/12/2033 | 243.711,84 | 2.919,45 | 1272,750086 | 1646,701644 | 242.065,14 |
| 94 | 28/01/2034 | 242.065,14 | 2.910,85 | 1264,150424 | 1646,701644 | 240.418,44 |
| 95 | 28/02/2034 | 240.418,44 | 2.902,25 | 1255,550761 | 1646,701644 | 238.771,74 |
| 96 | 28/03/2034 | 238.771,74 | 2.893,65 | 1246,951098 | 1646,701644 | 237.125,04 |
| 97 | 28/04/2034 | 237.125,04 | 2.885,05 | 1238,351435 | 1646,701644 | 235.478,34 |
| 98 | 28/05/2034 | 235.478,34 | 2.876,45 | 1229,751773 | 1646,701644 | 233.831,63 |
| 99 | 28/06/2034 | 233.831,63 | 2.867,85 | 1221,15211 | 1646,701644 | 232.184,93 |
| 100 | 28/07/2034 | 232.184,93 | 2.859,25 | 1212,552447 | 1646,701644 | 230.538,23 |
| 101 | 28/08/2034 | 230.538,23 | 2.850,65 | 1203,952784 | 1646,701644 | 228.891,53 |
| 102 | 28/09/2034 | 228.891,53 | 2.842,05 | 1195,353122 | 1646,701644 | 227.244,83 |
| 103 | 28/10/2034 | 227.244,83 | 2.833,46 | 1186,753459 | 1646,701644 | 225.598,13 |
| 104 | 28/11/2034 | 225.598,13 | 2.824,86 | 1178,153796 | 1646,701644 | 223.951,42 |
| 105 | 28/12/2034 | 223.951,42 | 2.816,26 | 1169,554133 | 1646,701644 | 222.304,72 |
| 106 | 28/01/2035 | 222.304,72 | 2.807,66 | 1160,954471 | 1646,701644 | 220.658,02 |
| 107 | 28/02/2035 | 220.658,02 | 2.799,06 | 1152,354808 | 1646,701644 | 219.011,32 |
| 108 | 28/03/2035 | 219.011,32 | 2.790,46 | 1143,755145 | 1646,701644 | 217.364,62 |
| 109 | 28/04/2035 | 217.364,62 | 2.781,86 | 1135,155482 | 1646,701644 | 215.717,92 |
| 110 | 28/05/2035 | 215.717,92 | 2.773,26 | 1126,55582 | 1646,701644 | 214.071,21 |
| 111 | 28/06/2035 | 214.071,21 | 2.764,66 | 1117,956157 | 1646,701644 | 212.424,51 |
| 112 | 28/07/2035 | 212.424,51 | 2.756,06 | 1109,356494 | 1646,701644 | 210.777,81 |
| 113 | 28/08/2035 | 210.777,81 | 2.747,46 | 1100,756831 | 1646,701644 | 209.131,11 |
| 114 | 28/09/2035 | 209.131,11 | 2.738,86 | 1092,157169 | 1646,701644 | 207.484,41 |
| 115 | 28/10/2035 | 207.484,41 | 2.730,26 | 1083,557506 | 1646,701644 | 205.837,71 |
| 116 | 28/11/2035 | 205.837,71 | 2.721,66 | 1074,957843 | 1646,701644 | 204.191,00 |
| 117 | 28/12/2035 | 204.191,00 | 2.713,06 | 1066,35818 | 1646,701644 | 202.544,30 |
| 118 | 28/01/2036 | 202.544,30 | 2.704,46 | 1057,758518 | 1646,701644 | 200.897,60 |
| 119 | 28/02/2036 | 200.897,60 | 2.695,86 | 1049,158855 | 1646,701644 | 199.250,90 |
| 120 | 28/03/2036 | 199.250,90 | 2.687,26 | 1040,559192 | 1646,701644 | 197.604,20 |
| 121 | 28/04/2036 | 197.604,20 | 2.678,66 | 1031,95953 | 1646,701644 | 195.957,50 |
| 122 | 28/05/2036 | 195.957,50 | 2.670,06 | 1023,359867 | 1646,701644 | 194.310,79 |
| 123 | 28/06/2036 | 194.310,79 | 2.661,46 | 1014,760204 | 1646,701644 | 192.664,09 |
| 124 | 28/07/2036 | 192.664,09 | 2.652,86 | 1006,160541 | 1646,701644 | 191.017,39 |
| 125 | 28/08/2036 | 191.017,39 | 2.644,26 | 997,5608785 | 1646,701644 | 189.370,69 |
| 126 | 28/09/2036 | 189.370,69 | 2.635,66 | 988,9612158 | 1646,701644 | 187.723,99 |
| 127 | 28/10/2036 | 187.723,99 | 2.627,06 | 980,361553 | 1646,701644 | 186.077,29 |
| 128 | 28/11/2036 | 186.077,29 | 2.618,46 | 971,7618903 | 1646,701644 | 184.430,58 |
| 129 | 28/12/2036 | 184.430,58 | 2.609,86 | 963,1622275 | 1646,701644 | 182.783,88 |
| 130 | 28/01/2037 | 182.783,88 | 2.601,26 | 954,5625648 | 1646,701644 | 181.137,18 |
| 131 | 28/02/2037 | 181.137,18 | 2.592,66 | 945,962902 | 1646,701644 | 179.490,48 |
| 132 | 28/03/2037 | 179.490,48 | 2.584,06 | 937,3632393 | 1646,701644 | 177.843,78 |
| 133 | 28/04/2037 | 177.843,78 | 2.575,47 | 928,7635766 | 1646,701644 | 176.197,08 |
| 134 | 28/05/2037 | 176.197,08 | 2.566,87 | 920,1639138 | 1646,701644 | 174.550,37 |
| 135 | 28/06/2037 | 174.550,37 | 2.558,27 | 911,5642511 | 1646,701644 | 172.903,67 |
| 136 | 28/07/2037 | 172.903,67 | 2.549,67 | 902,9645883 | 1646,701644 | 171.256,97 |
| 137 | 28/08/2037 | 171.256,97 | 2.541,07 | 894,3649256 | 1646,701644 | 169.610,27 |
| 138 | 28/09/2037 | 169.610,27 | 2.532,47 | 885,7652628 | 1646,701644 | 167.963,57 |
| 139 | 28/10/2037 | 167.963,57 | 2.523,87 | 877,1656001 | 1646,701644 | 166.316,87 |
| 140 | 28/11/2037 | 166.316,87 | 2.515,27 | 868,5659373 | 1646,701644 | 164.670,16 |
| 141 | 28/12/2037 | 164.670,16 | 2.506,67 | 859,9662746 | 1646,701644 | 163.023,46 |
| 142 | 28/01/2038 | 163.023,46 | 2.498,07 | 851,3666118 | 1646,701644 | 161.376,76 |
| 143 | 28/02/2038 | 161.376,76 | 2.489,47 | 842,7669491 | 1646,701644 | 159.730,06 |
| 144 | 28/03/2038 | 159.730,06 | 2.480,87 | 834,1672863 | 1646,701644 | 158.083,36 |
| 145 | 28/04/2038 | 158.083,36 | 2.472,27 | 825,5676236 | 1646,701644 | 156.436,66 |
| 146 | 28/05/2038 | 156.436,66 | 2.463,67 | 816,9679609 | 1646,701644 | 154.789,95 |
| 147 | 28/06/2038 | 154.789,95 | 2.455,07 | 808,3682981 | 1646,701644 | 153.143,25 |
| 148 | 28/07/2038 | 153.143,25 | 2.446,47 | 799,7686354 | 1646,701644 | 151.496,55 |
| 149 | 28/08/2038 | 151.496,55 | 2.437,87 | 791,1689726 | 1646,701644 | 149.849,85 |
| 150 | 28/09/2038 | 149.849,85 | 2.429,27 | 782,5693099 | 1646,701644 | 148.203,15 |
| 151 | 28/10/2038 | 148.203,15 | 2.420,67 | 773,9696471 | 1646,701644 | 146.556,45 |
| 152 | 28/11/2038 | 146.556,45 | 2.412,07 | 765,3699844 | 1646,701644 | 144.909,74 |
| 153 | 28/12/2038 | 144.909,74 | 2.403,47 | 756,7703216 | 1646,701644 | 143.263,04 |
| 154 | 28/01/2039 | 143.263,04 | 2.394,87 | 748,1706589 | 1646,701644 | 141.616,34 |
| 155 | 28/02/2039 | 141.616,34 | 2.386,27 | 739,5709961 | 1646,701644 | 139.969,64 |
| 156 | 28/03/2039 | 139.969,64 | 2.377,67 | 730,9713334 | 1646,701644 | 138.322,94 |
| 157 | 28/04/2039 | 138.322,94 | 2.369,07 | 722,3716707 | 1646,701644 | 136.676,24 |
| 158 | 28/05/2039 | 136.676,24 | 2.360,47 | 713,7720079 | 1646,701644 | 135.029,53 |
| 159 | 28/06/2039 | 135.029,53 | 2.351,87 | 705,1723452 | 1646,701644 | 133.382,83 |
| 160 | 28/07/2039 | 133.382,83 | 2.343,27 | 696,5726824 | 1646,701644 | 131.736,13 |
| 161 | 28/08/2039 | 131.736,13 | 2.334,67 | 687,9730197 | 1646,701644 | 130.089,43 |
| 162 | 28/09/2039 | 130.089,43 | 2.326,08 | 679,3733569 | 1646,701644 | 128.442,73 |
| 163 | 28/10/2039 | 128.442,73 | 2.317,48 | 670,7736942 | 1646,701644 | 126.796,03 |
| 164 | 28/11/2039 | 126.796,03 | 2.308,88 | 662,1740314 | 1646,701644 | 125.149,32 |
| 165 | 28/12/2039 | 125.149,32 | 2.300,28 | 653,5743687 | 1646,701644 | 123.502,62 |
| 166 | 28/01/2040 | 123.502,62 | 2.291,68 | 644,9747059 | 1646,701644 | 121.855,92 |
| 167 | 28/02/2040 | 121.855,92 | 2.283,08 | 636,3750432 | 1646,701644 | 120.209,22 |
| 168 | 28/03/2040 | 120.209,22 | 2.274,48 | 627,7753804 | 1646,701644 | 118.562,52 |
| 169 | 28/04/2040 | 118.562,52 | 2.265,88 | 619,1757177 | 1646,701644 | 116.915,82 |
| 170 | 28/05/2040 | 116.915,82 | 2.257,28 | 610,576055 | 1646,701644 | 115.269,12 |
| 171 | 28/06/2040 | 115.269,12 | 2.248,68 | 601,9763922 | 1646,701644 | 113.622,41 |
| 172 | 28/07/2040 | 113.622,41 | 2.240,08 | 593,3767295 | 1646,701644 | 111.975,71 |
| 173 | 28/08/2040 | 111.975,71 | 2.231,48 | 584,7770667 | 1646,701644 | 110.329,01 |
| 174 | 28/09/2040 | 110.329,01 | 2.222,88 | 576,177404 | 1646,701644 | 108.682,31 |
| 175 | 28/10/2040 | 108.682,31 | 2.214,28 | 567,5777412 | 1646,701644 | 107.035,61 |
| 176 | 28/11/2040 | 107.035,61 | 2.205,68 | 558,9780785 | 1646,701644 | 105.388,91 |
| 177 | 28/12/2040 | 105.388,91 | 2.197,08 | 550,3784157 | 1646,701644 | 103.742,20 |
| 178 | 28/01/2041 | 103.742,20 | 2.188,48 | 541,778753 | 1646,701644 | 102.095,50 |
| 179 | 28/02/2041 | 102.095,50 | 2.179,88 | 533,1790902 | 1646,701644 | 100.448,80 |
| 180 | 28/03/2041 | 100.448,80 | 2.171,28 | 524,5794275 | 1646,701644 | 98.802,10 |
| 181 | 28/04/2041 | 98.802,10 | 2.162,68 | 515,9797648 | 1646,701644 | 97.155,40 |
| 182 | 28/05/2041 | 97.155,40 | 2.154,08 | 507,380102 | 1646,701644 | 95.508,70 |
| 183 | 28/06/2041 | 95.508,70 | 2.145,48 | 498,7804393 | 1646,701644 | 93.861,99 |
| 184 | 28/07/2041 | 93.861,99 | 2.136,88 | 490,1807765 | 1646,701644 | 92.215,29 |
| 185 | 28/08/2041 | 92.215,29 | 2.128,28 | 481,5811138 | 1646,701644 | 90.568,59 |
| 186 | 28/09/2041 | 90.568,59 | 2.119,68 | 472,981451 | 1646,701644 | 88.921,89 |
| 187 | 28/10/2041 | 88.921,89 | 2.111,08 | 464,3817883 | 1646,701644 | 87.275,19 |
| 188 | 28/11/2041 | 87.275,19 | 2.102,48 | 455,7821255 | 1646,701644 | 85.628,49 |
| 189 | 28/12/2041 | 85.628,49 | 2.093,88 | 447,1824628 | 1646,701644 | 83.981,78 |
| 190 | 28/01/2042 | 83.981,78 | 2.085,28 | 438,5828 | 1646,701644 | 82.335,08 |
| 191 | 28/02/2042 | 82.335,08 | 2.076,68 | 429,9831373 | 1646,701644 | 80.688,38 |
| 192 | 28/03/2042 | 80.688,38 | 2.068,09 | 421,3834745 | 1646,701644 | 79.041,68 |
| 193 | 28/04/2042 | 79.041,68 | 2.059,49 | 412,7838118 | 1646,701644 | 77.394,98 |
| 194 | 28/05/2042 | 77.394,98 | 2.050,89 | 404,1841491 | 1646,701644 | 75.748,28 |
| 195 | 28/06/2042 | 75.748,28 | 2.042,29 | 395,5844863 | 1646,701644 | 74.101,57 |
| 196 | 28/07/2042 | 74.101,57 | 2.033,69 | 386,9848236 | 1646,701644 | 72.454,87 |
| 197 | 28/08/2042 | 72.454,87 | 2.025,09 | 378,3851608 | 1646,701644 | 70.808,17 |
| 198 | 28/09/2042 | 70.808,17 | 2.016,49 | 369,7854981 | 1646,701644 | 69.161,47 |
| 199 | 28/10/2042 | 69.161,47 | 2.007,89 | 361,1858353 | 1646,701644 | 67.514,77 |
| 200 | 28/11/2042 | 67.514,77 | 1.999,29 | 352,5861726 | 1646,701644 | 65.868,07 |
| 201 | 28/12/2042 | 65.868,07 | 1.990,69 | 343,9865098 | 1646,701644 | 64.221,36 |
| 202 | 28/01/2043 | 64.221,36 | 1.982,09 | 335,3868471 | 1646,701644 | 62.574,66 |
| 203 | 28/02/2043 | 62.574,66 | 1.973,49 | 326,7871843 | 1646,701644 | 60.927,96 |
| 204 | 28/03/2043 | 60.927,96 | 1.964,89 | 318,1875216 | 1646,701644 | 59.281,26 |
| 205 | 28/04/2043 | 59.281,26 | 1.956,29 | 309,5878589 | 1646,701644 | 57.634,56 |
| 206 | 28/05/2043 | 57.634,56 | 1.947,69 | 300,9881961 | 1646,701644 | 55.987,86 |
| 207 | 28/06/2043 | 55.987,86 | 1.939,09 | 292,3885334 | 1646,701644 | 54.341,15 |
| 208 | 28/07/2043 | 54.341,15 | 1.930,49 | 283,7888706 | 1646,701644 | 52.694,45 |
| 209 | 28/08/2043 | 52.694,45 | 1.921,89 | 275,1892079 | 1646,701644 | 51.047,75 |
| 210 | 28/09/2043 | 51.047,75 | 1.913,29 | 266,5895451 | 1646,701644 | 49.401,05 |
| 211 | 28/10/2043 | 49.401,05 | 1.904,69 | 257,9898824 | 1646,701644 | 47.754,35 |
| 212 | 28/11/2043 | 47.754,35 | 1.896,09 | 249,3902196 | 1646,701644 | 46.107,65 |
| 213 | 28/12/2043 | 46.107,65 | 1.887,49 | 240,7905569 | 1646,701644 | 44.460,94 |
| 214 | 28/01/2044 | 44.460,94 | 1.878,89 | 232,1908941 | 1646,701644 | 42.814,24 |
| 215 | 28/02/2044 | 42.814,24 | 1.870,29 | 223,5912314 | 1646,701644 | 41.167,54 |
| 216 | 28/03/2044 | 41.167,54 | 1.861,69 | 214,9915686 | 1646,701644 | 39.520,84 |
| 217 | 28/04/2044 | 39.520,84 | 1.853,09 | 206,3919059 | 1646,701644 | 37.874,14 |
| 218 | 28/05/2044 | 37.874,14 | 1.844,49 | 197,7922432 | 1646,701644 | 36.227,44 |
| 219 | 28/06/2044 | 36.227,44 | 1.835,89 | 189,1925804 | 1646,701644 | 34.580,73 |
| 220 | 28/07/2044 | 34.580,73 | 1.827,29 | 180,5929177 | 1646,701644 | 32.934,03 |
| 221 | 28/08/2044 | 32.934,03 | 1.818,69 | 171,9932549 | 1646,701644 | 31.287,33 |
| 222 | 28/09/2044 | 31.287,33 | 1.810,10 | 163,3935922 | 1646,701644 | 29.640,63 |
| 223 | 28/10/2044 | 29.640,63 | 1.801,50 | 154,7939294 | 1646,701644 | 27.993,93 |
| 224 | 28/11/2044 | 27.993,93 | 1.792,90 | 146,1942667 | 1646,701644 | 26.347,23 |
| 225 | 28/12/2044 | 26.347,23 | 1.784,30 | 137,5946039 | 1646,701644 | 24.700,52 |
| 226 | 28/01/2045 | 24.700,52 | 1.775,70 | 128,9949412 | 1646,701644 | 23.053,82 |
| 227 | 28/02/2045 | 23.053,82 | 1.767,10 | 120,3952784 | 1646,701644 | 21.407,12 |
| 228 | 28/03/2045 | 21.407,12 | 1.758,50 | 111,7956157 | 1646,701644 | 19.760,42 |
| 229 | 28/04/2045 | 19.760,42 | 1.749,90 | 103,195953 | 1646,701644 | 18.113,72 |
| 230 | 28/05/2045 | 18.113,72 | 1.741,30 | 94,5962902 | 1646,701644 | 16.467,02 |
| 231 | 28/06/2045 | 16.467,02 | 1.732,70 | 85,99662746 | 1646,701644 | 14.820,31 |
| 232 | 28/07/2045 | 14.820,31 | 1.724,10 | 77,39696471 | 1646,701644 | 13.173,61 |
| 233 | 28/08/2045 | 13.173,61 | 1.715,50 | 68,79730197 | 1646,701644 | 11.526,91 |
| 234 | 28/09/2045 | 11.526,91 | 1.706,90 | 60,19763922 | 1646,701644 | 9.880,21 |
| 235 | 28/10/2045 | 9.880,21 | 1.698,30 | 51,59797648 | 1646,701644 | 8.233,51 |
| 236 | 28/11/2045 | 8.233,51 | 1.689,70 | 42,99831373 | 1646,701644 | 6.586,81 |
| 237 | 28/12/2045 | 6.586,81 | 1.681,10 | 34,39865098 | 1646,701644 | 4.940,10 |
| 238 | 28/01/2046 | 4.940,10 | 1.672,50 | 25,79898824 | 1646,701644 | 3.293,40 |
| 239 | 28/02/2046 | 3.293,40 | 1.663,90 | 17,19932549 | 1646,701644 | 1.646,70 |
| 240 | 28/03/2046 | 1.646,70 | 1.655,30 | 8,599662746 | 1646,701644 | 0,00 |
- CUOTA CONSTANTE EN UVR:
↔ Desliza para explorar
| Período | FECHA | Saldo Inicial | Cuota | Interés | Capital | Saldo Final |
| 1 | 28/04/2026 | 395.208,39 | 2.892,57 | 2063,919059 | 828,65 | 394.379,75 |
| 2 | 28/05/2026 | 394.379,75 | 2.892,57 | 2059,591563 | 832,98 | 393.546,77 |
| 3 | 28/06/2026 | 393.546,77 | 2.892,57 | 2055,241468 | 837,33 | 392.709,45 |
| 4 | 28/07/2026 | 392.709,45 | 2.892,57 | 2050,868655 | 841,70 | 391.867,75 |
| 5 | 28/08/2026 | 391.867,75 | 2.892,57 | 2046,473006 | 846,09 | 391.021,65 |
| 6 | 28/09/2026 | 391.021,65 | 2.892,57 | 2042,0544 | 850,51 | 390.171,14 |
| 7 | 28/10/2026 | 390.171,14 | 2.892,57 | 2037,61272 | 854,95 | 389.316,19 |
| 8 | 28/11/2026 | 389.316,19 | 2.892,57 | 2033,147843 | 859,42 | 388.456,77 |
| 9 | 28/12/2026 | 388.456,77 | 2.892,57 | 2028,659649 | 863,91 | 387.592,86 |
| 10 | 28/01/2027 | 387.592,86 | 2.892,57 | 2024,148016 | 868,42 | 386.724,44 |
| 11 | 28/02/2027 | 386.724,44 | 2.892,57 | 2019,612822 | 872,95 | 385.851,49 |
| 12 | 28/03/2027 | 385.851,49 | 2.892,57 | 2015,053944 | 877,51 | 384.973,97 |
| 13 | 28/04/2027 | 384.973,97 | 2.892,57 | 2010,471257 | 882,10 | 384.091,88 |
| 14 | 28/05/2027 | 384.091,88 | 2.892,57 | 2005,864638 | 886,70 | 383.205,17 |
| 15 | 28/06/2027 | 383.205,17 | 2.892,57 | 2001,233962 | 891,33 | 382.313,84 |
| 16 | 28/07/2027 | 382.313,84 | 2.892,57 | 1996,579102 | 895,99 | 381.417,85 |
| 17 | 28/08/2027 | 381.417,85 | 2.892,57 | 1991,899933 | 900,67 | 380.517,19 |
| 18 | 28/09/2027 | 380.517,19 | 2.892,57 | 1987,196328 | 905,37 | 379.611,81 |
| 19 | 28/10/2027 | 379.611,81 | 2.892,57 | 1982,468159 | 910,10 | 378.701,72 |
| 20 | 28/11/2027 | 378.701,72 | 2.892,57 | 1977,715298 | 914,85 | 377.786,86 |
| 21 | 28/12/2027 | 377.786,86 | 2.892,57 | 1972,937615 | 919,63 | 376.867,23 |
| 22 | 28/01/2028 | 376.867,23 | 2.892,57 | 1968,134982 | 924,43 | 375.942,80 |
| 23 | 28/02/2028 | 375.942,80 | 2.892,57 | 1963,307268 | 929,26 | 375.013,54 |
| 24 | 28/03/2028 | 375.013,54 | 2.892,57 | 1958,454342 | 934,11 | 374.079,43 |
| 25 | 28/04/2028 | 374.079,43 | 2.892,57 | 1953,576072 | 938,99 | 373.140,44 |
| 26 | 28/05/2028 | 373.140,44 | 2.892,57 | 1948,672326 | 943,89 | 372.196,54 |
| 27 | 28/06/2028 | 372.196,54 | 2.892,57 | 1943,742971 | 948,82 | 371.247,72 |
| 28 | 28/07/2028 | 371.247,72 | 2.892,57 | 1938,787873 | 953,78 | 370.293,94 |
| 29 | 28/08/2028 | 370.293,94 | 2.892,57 | 1933,806898 | 958,76 | 369.335,18 |
| 30 | 28/09/2028 | 369.335,18 | 2.892,57 | 1928,79991 | 963,77 | 368.371,41 |
| 31 | 28/10/2028 | 368.371,41 | 2.892,57 | 1923,766774 | 968,80 | 367.402,61 |
| 32 | 28/11/2028 | 367.402,61 | 2.892,57 | 1918,707353 | 973,86 | 366.428,75 |
| 33 | 28/12/2028 | 366.428,75 | 2.892,57 | 1913,62151 | 978,95 | 365.449,81 |
| 34 | 28/01/2029 | 365.449,81 | 2.892,57 | 1908,509108 | 984,06 | 364.465,75 |
| 35 | 28/02/2029 | 364.465,75 | 2.892,57 | 1903,370006 | 989,20 | 363.476,55 |
| 36 | 28/03/2029 | 363.476,55 | 2.892,57 | 1898,204066 | 994,36 | 362.482,19 |
| 37 | 28/04/2029 | 362.482,19 | 2.892,57 | 1893,011147 | 999,56 | 361.482,63 |
| 38 | 28/05/2029 | 361.482,63 | 2.892,57 | 1887,79111 | 1.004,78 | 360.477,86 |
| 39 | 28/06/2029 | 360.477,86 | 2.892,57 | 1882,543811 | 1.010,02 | 359.467,83 |
| 40 | 28/07/2029 | 359.467,83 | 2.892,57 | 1877,26911 | 1.015,30 | 358.452,53 |
| 41 | 28/08/2029 | 358.452,53 | 2.892,57 | 1871,966861 | 1.020,60 | 357.431,93 |
| 42 | 28/09/2029 | 357.431,93 | 2.892,57 | 1866,636923 | 1.025,93 | 356.406,00 |
| 43 | 28/10/2029 | 356.406,00 | 2.892,57 | 1861,27915 | 1.031,29 | 355.374,72 |
| 44 | 28/11/2029 | 355.374,72 | 2.892,57 | 1855,893396 | 1.036,67 | 354.338,04 |
| 45 | 28/12/2029 | 354.338,04 | 2.892,57 | 1850,479517 | 1.042,09 | 353.295,95 |
| 46 | 28/01/2030 | 353.295,95 | 2.892,57 | 1845,037364 | 1.047,53 | 352.248,43 |
| 47 | 28/02/2030 | 352.248,43 | 2.892,57 | 1839,56679 | 1.053,00 | 351.195,42 |
| 48 | 28/03/2030 | 351.195,42 | 2.892,57 | 1834,067647 | 1.058,50 | 350.136,93 |
| 49 | 28/04/2030 | 350.136,93 | 2.892,57 | 1828,539785 | 1.064,03 | 349.072,90 |
| 50 | 28/05/2030 | 349.072,90 | 2.892,57 | 1822,983055 | 1.069,58 | 348.003,31 |
| 51 | 28/06/2030 | 348.003,31 | 2.892,57 | 1817,397306 | 1.075,17 | 346.928,14 |
| 52 | 28/07/2030 | 346.928,14 | 2.892,57 | 1811,782386 | 1.080,78 | 345.847,36 |
| 53 | 28/08/2030 | 345.847,36 | 2.892,57 | 1806,138143 | 1.086,43 | 344.760,93 |
| 54 | 28/09/2030 | 344.760,93 | 2.892,57 | 1800,464423 | 1.092,10 | 343.668,83 |
| 55 | 28/10/2030 | 343.668,83 | 2.892,57 | 1794,761074 | 1.097,81 | 342.571,02 |
| 56 | 28/11/2030 | 342.571,02 | 2.892,57 | 1789,027939 | 1.103,54 | 341.467,48 |
| 57 | 28/12/2030 | 341.467,48 | 2.892,57 | 1783,264864 | 1.109,30 | 340.358,18 |
| 58 | 28/01/2031 | 340.358,18 | 2.892,57 | 1777,471693 | 1.115,10 | 339.243,08 |
| 59 | 28/02/2031 | 339.243,08 | 2.892,57 | 1771,648267 | 1.120,92 | 338.122,17 |
| 60 | 28/03/2031 | 338.122,17 | 2.892,57 | 1765,794429 | 1.126,77 | 336.995,39 |
| 61 | 28/04/2031 | 336.995,39 | 2.892,57 | 1759,91002 | 1.132,66 | 335.862,74 |
| 62 | 28/05/2031 | 335.862,74 | 2.892,57 | 1753,994881 | 1.138,57 | 334.724,16 |
| 63 | 28/06/2031 | 334.724,16 | 2.892,57 | 1748,048851 | 1.144,52 | 333.579,65 |
| 64 | 28/07/2031 | 333.579,65 | 2.892,57 | 1742,071769 | 1.150,50 | 332.429,15 |
| 65 | 28/08/2031 | 332.429,15 | 2.892,57 | 1736,063472 | 1.156,50 | 331.272,65 |
| 66 | 28/09/2031 | 331.272,65 | 2.892,57 | 1730,023798 | 1.162,54 | 330.110,10 |
| 67 | 28/10/2031 | 330.110,10 | 2.892,57 | 1723,952582 | 1.168,61 | 328.941,49 |
| 68 | 28/11/2031 | 328.941,49 | 2.892,57 | 1717,84966 | 1.174,72 | 327.766,77 |
| 69 | 28/12/2031 | 327.766,77 | 2.892,57 | 1711,714867 | 1.180,85 | 326.585,92 |
| 70 | 28/01/2032 | 326.585,92 | 2.892,57 | 1705,548036 | 1.187,02 | 325.398,90 |
| 71 | 28/02/2032 | 325.398,90 | 2.892,57 | 1699,348999 | 1.193,22 | 324.205,68 |
| 72 | 28/03/2032 | 324.205,68 | 2.892,57 | 1693,117588 | 1.199,45 | 323.006,23 |
| 73 | 28/04/2032 | 323.006,23 | 2.892,57 | 1686,853635 | 1.205,71 | 321.800,52 |
| 74 | 28/05/2032 | 321.800,52 | 2.892,57 | 1680,55697 | 1.212,01 | 320.588,51 |
| 75 | 28/06/2032 | 320.588,51 | 2.892,57 | 1674,227421 | 1.218,34 | 319.370,17 |
| 76 | 28/07/2032 | 319.370,17 | 2.892,57 | 1667,864817 | 1.224,70 | 318.145,47 |
| 77 | 28/08/2032 | 318.145,47 | 2.892,57 | 1661,468985 | 1.231,10 | 316.914,37 |
| 78 | 28/09/2032 | 316.914,37 | 2.892,57 | 1655,039751 | 1.237,53 | 315.676,84 |
| 79 | 28/10/2032 | 315.676,84 | 2.892,57 | 1648,576942 | 1.243,99 | 314.432,85 |
| 80 | 28/11/2032 | 314.432,85 | 2.892,57 | 1642,080382 | 1.250,49 | 313.182,36 |
| 81 | 28/12/2032 | 313.182,36 | 2.892,57 | 1635,549895 | 1.257,02 | 311.925,35 |
| 82 | 28/01/2033 | 311.925,35 | 2.892,57 | 1628,985303 | 1.263,58 | 310.661,76 |
| 83 | 28/02/2033 | 310.661,76 | 2.892,57 | 1622,386428 | 1.270,18 | 309.391,58 |
| 84 | 28/03/2033 | 309.391,58 | 2.892,57 | 1615,753092 | 1.276,81 | 308.114,77 |
| 85 | 28/04/2033 | 308.114,77 | 2.892,57 | 1609,085114 | 1.283,48 | 306.831,29 |
| 86 | 28/05/2033 | 306.831,29 | 2.892,57 | 1602,382313 | 1.290,18 | 305.541,10 |
| 87 | 28/06/2033 | 305.541,10 | 2.892,57 | 1595,644508 | 1.296,92 | 304.244,18 |
| 88 | 28/07/2033 | 304.244,18 | 2.892,57 | 1588,871516 | 1.303,70 | 302.940,48 |
| 89 | 28/08/2033 | 302.940,48 | 2.892,57 | 1582,063153 | 1.310,50 | 301.629,98 |
| 90 | 28/09/2033 | 301.629,98 | 2.892,57 | 1575,219234 | 1.317,35 | 300.312,63 |
| 91 | 28/10/2033 | 300.312,63 | 2.892,57 | 1568,339574 | 1.324,23 | 298.988,40 |
| 92 | 28/11/2033 | 298.988,40 | 2.892,57 | 1561,423986 | 1.331,14 | 297.657,26 |
| 93 | 28/12/2033 | 297.657,26 | 2.892,57 | 1554,472282 | 1.338,09 | 296.319,17 |
| 94 | 28/01/2034 | 296.319,17 | 2.892,57 | 1547,484273 | 1.345,08 | 294.974,08 |
| 95 | 28/02/2034 | 294.974,08 | 2.892,57 | 1540,459771 | 1.352,11 | 293.621,98 |
| 96 | 28/03/2034 | 293.621,98 | 2.892,57 | 1533,398585 | 1.359,17 | 292.262,81 |
| 97 | 28/04/2034 | 292.262,81 | 2.892,57 | 1526,300522 | 1.366,27 | 290.896,54 |
| 98 | 28/05/2034 | 290.896,54 | 2.892,57 | 1519,165391 | 1.373,40 | 289.523,14 |
| 99 | 28/06/2034 | 289.523,14 | 2.892,57 | 1511,992998 | 1.380,57 | 288.142,57 |
| 100 | 28/07/2034 | 288.142,57 | 2.892,57 | 1504,783148 | 1.387,78 | 286.754,78 |
| 101 | 28/08/2034 | 286.754,78 | 2.892,57 | 1497,535645 | 1.395,03 | 285.359,75 |
| 102 | 28/09/2034 | 285.359,75 | 2.892,57 | 1490,250293 | 1.402,32 | 283.957,43 |
| 103 | 28/10/2034 | 283.957,43 | 2.892,57 | 1482,926895 | 1.409,64 | 282.547,79 |
| 104 | 28/11/2034 | 282.547,79 | 2.892,57 | 1475,565251 | 1.417,00 | 281.130,79 |
| 105 | 28/12/2034 | 281.130,79 | 2.892,57 | 1468,165163 | 1.424,40 | 279.706,39 |
| 106 | 28/01/2035 | 279.706,39 | 2.892,57 | 1460,726428 | 1.431,84 | 278.274,55 |
| 107 | 28/02/2035 | 278.274,55 | 2.892,57 | 1453,248845 | 1.439,32 | 276.835,23 |
| 108 | 28/03/2035 | 276.835,23 | 2.892,57 | 1445,732212 | 1.446,83 | 275.388,39 |
| 109 | 28/04/2035 | 275.388,39 | 2.892,57 | 1438,176325 | 1.454,39 | 273.934,00 |
| 110 | 28/05/2035 | 273.934,00 | 2.892,57 | 1430,580978 | 1.461,99 | 272.472,02 |
| 111 | 28/06/2035 | 272.472,02 | 2.892,57 | 1422,945965 | 1.469,62 | 271.002,40 |
| 112 | 28/07/2035 | 271.002,40 | 2.892,57 | 1415,271079 | 1.477,30 | 269.525,10 |
| 113 | 28/08/2035 | 269.525,10 | 2.892,57 | 1407,556113 | 1.485,01 | 268.040,09 |
| 114 | 28/09/2035 | 268.040,09 | 2.892,57 | 1399,800856 | 1.492,77 | 266.547,32 |
| 115 | 28/10/2035 | 266.547,32 | 2.892,57 | 1392,005099 | 1.500,56 | 265.046,76 |
| 116 | 28/11/2035 | 265.046,76 | 2.892,57 | 1384,168629 | 1.508,40 | 263.538,36 |
| 117 | 28/12/2035 | 263.538,36 | 2.892,57 | 1376,291234 | 1.516,28 | 262.022,09 |
| 118 | 28/01/2036 | 262.022,09 | 2.892,57 | 1368,372701 | 1.524,19 | 260.497,89 |
| 119 | 28/02/2036 | 260.497,89 | 2.892,57 | 1360,412815 | 1.532,15 | 258.965,74 |
| 120 | 28/03/2036 | 258.965,74 | 2.892,57 | 1352,411359 | 1.540,16 | 257.425,58 |
| 121 | 28/04/2036 | 257.425,58 | 2.892,57 | 1344,368117 | 1.548,20 | 255.877,38 |
| 122 | 28/05/2036 | 255.877,38 | 2.892,57 | 1336,28287 | 1.556,28 | 254.321,10 |
| 123 | 28/06/2036 | 254.321,10 | 2.892,57 | 1328,155399 | 1.564,41 | 252.756,69 |
| 124 | 28/07/2036 | 252.756,69 | 2.892,57 | 1319,985483 | 1.572,58 | 251.184,11 |
| 125 | 28/08/2036 | 251.184,11 | 2.892,57 | 1311,772901 | 1.580,79 | 249.603,31 |
| 126 | 28/09/2036 | 249.603,31 | 2.892,57 | 1303,51743 | 1.589,05 | 248.014,26 |
| 127 | 28/10/2036 | 248.014,26 | 2.892,57 | 1295,218846 | 1.597,35 | 246.416,91 |
| 128 | 28/11/2036 | 246.416,91 | 2.892,57 | 1286,876924 | 1.605,69 | 244.811,22 |
| 129 | 28/12/2036 | 244.811,22 | 2.892,57 | 1278,491438 | 1.614,08 | 243.197,15 |
| 130 | 28/01/2037 | 243.197,15 | 2.892,57 | 1270,062159 | 1.622,50 | 241.574,64 |
| 131 | 28/02/2037 | 241.574,64 | 2.892,57 | 1261,58886 | 1.630,98 | 239.943,66 |
| 132 | 28/03/2037 | 239.943,66 | 2.892,57 | 1253,07131 | 1.639,50 | 238.304,17 |
| 133 | 28/04/2037 | 238.304,17 | 2.892,57 | 1244,509279 | 1.648,06 | 236.656,11 |
| 134 | 28/05/2037 | 236.656,11 | 2.892,57 | 1235,902533 | 1.656,66 | 234.999,45 |
| 135 | 28/06/2037 | 234.999,45 | 2.892,57 | 1227,250841 | 1.665,32 | 233.334,13 |
| 136 | 28/07/2037 | 233.334,13 | 2.892,57 | 1218,553965 | 1.674,01 | 231.660,12 |
| 137 | 28/08/2037 | 231.660,12 | 2.892,57 | 1209,811672 | 1.682,76 | 229.977,36 |
| 138 | 28/09/2037 | 229.977,36 | 2.892,57 | 1201,023723 | 1.691,54 | 228.285,82 |
| 139 | 28/10/2037 | 228.285,82 | 2.892,57 | 1192,189881 | 1.700,38 | 226.585,44 |
| 140 | 28/11/2037 | 226.585,44 | 2.892,57 | 1183,309905 | 1.709,26 | 224.876,18 |
| 141 | 28/12/2037 | 224.876,18 | 2.892,57 | 1174,383554 | 1.718,18 | 223.158,00 |
| 142 | 28/01/2038 | 223.158,00 | 2.892,57 | 1165,410587 | 1.727,16 | 221.430,84 |
| 143 | 28/02/2038 | 221.430,84 | 2.892,57 | 1156,39076 | 1.736,18 | 219.694,67 |
| 144 | 28/03/2038 | 219.694,67 | 2.892,57 | 1147,323829 | 1.745,24 | 217.949,42 |
| 145 | 28/04/2038 | 217.949,42 | 2.892,57 | 1138,209546 | 1.754,36 | 216.195,07 |
| 146 | 28/05/2038 | 216.195,07 | 2.892,57 | 1129,047666 | 1.763,52 | 214.431,55 |
| 147 | 28/06/2038 | 214.431,55 | 2.892,57 | 1119,837939 | 1.772,73 | 212.658,82 |
| 148 | 28/07/2038 | 212.658,82 | 2.892,57 | 1110,580115 | 1.781,99 | 210.876,83 |
| 149 | 28/08/2038 | 210.876,83 | 2.892,57 | 1101,273944 | 1.791,29 | 209.085,54 |
| 150 | 28/09/2038 | 209.085,54 | 2.892,57 | 1091,919172 | 1.800,65 | 207.284,89 |
| 151 | 28/10/2038 | 207.284,89 | 2.892,57 | 1082,515547 | 1.810,05 | 205.474,84 |
| 152 | 28/11/2038 | 205.474,84 | 2.892,57 | 1073,062812 | 1.819,50 | 203.655,33 |
| 153 | 28/12/2038 | 203.655,33 | 2.892,57 | 1063,560713 | 1.829,01 | 201.826,33 |
| 154 | 28/01/2039 | 201.826,33 | 2.892,57 | 1054,008989 | 1.838,56 | 199.987,77 |
| 155 | 28/02/2039 | 199.987,77 | 2.892,57 | 1044,407383 | 1.848,16 | 198.139,61 |
| 156 | 28/03/2039 | 198.139,61 | 2.892,57 | 1034,755634 | 1.857,81 | 196.281,80 |
| 157 | 28/04/2039 | 196.281,80 | 2.892,57 | 1025,053481 | 1.867,51 | 194.414,28 |
| 158 | 28/05/2039 | 194.414,28 | 2.892,57 | 1015,300659 | 1.877,27 | 192.537,02 |
| 159 | 28/06/2039 | 192.537,02 | 2.892,57 | 1005,496904 | 1.887,07 | 190.649,95 |
| 160 | 28/07/2039 | 190.649,95 | 2.892,57 | 995,6419512 | 1.896,93 | 188.753,02 |
| 161 | 28/08/2039 | 188.753,02 | 2.892,57 | 985,7355319 | 1.906,83 | 186.846,19 |
| 162 | 28/09/2039 | 186.846,19 | 2.892,57 | 975,7773777 | 1.916,79 | 184.929,40 |
| 163 | 28/10/2039 | 184.929,40 | 2.892,57 | 965,7672185 | 1.926,80 | 183.002,60 |
| 164 | 28/11/2039 | 183.002,60 | 2.892,57 | 955,7047827 | 1.936,86 | 181.065,74 |
| 165 | 28/12/2039 | 181.065,74 | 2.892,57 | 945,5897973 | 1.946,98 | 179.118,76 |
| 166 | 28/01/2040 | 179.118,76 | 2.892,57 | 935,4219878 | 1.957,15 | 177.161,61 |
| 167 | 28/02/2040 | 177.161,61 | 2.892,57 | 925,2010784 | 1.967,37 | 175.194,25 |
| 168 | 28/03/2040 | 175.194,25 | 2.892,57 | 914,9267917 | 1.977,64 | 173.216,61 |
| 169 | 28/04/2040 | 173.216,61 | 2.892,57 | 904,5988491 | 1.987,97 | 171.228,64 |
| 170 | 28/05/2040 | 171.228,64 | 2.892,57 | 894,2169703 | 1.998,35 | 169.230,29 |
| 171 | 28/06/2040 | 169.230,29 | 2.892,57 | 883,7808736 | 2.008,79 | 167.221,50 |
| 172 | 28/07/2040 | 167.221,50 | 2.892,57 | 873,2902758 | 2.019,28 | 165.202,23 |
| 173 | 28/08/2040 | 165.202,23 | 2.892,57 | 862,7448925 | 2.029,82 | 163.172,40 |
| 174 | 28/09/2040 | 163.172,40 | 2.892,57 | 852,1444374 | 2.040,42 | 161.131,98 |
| 175 | 28/10/2040 | 161.131,98 | 2.892,57 | 841,4886229 | 2.051,08 | 159.080,90 |
| 176 | 28/11/2040 | 159.080,90 | 2.892,57 | 830,77716 | 2.061,79 | 157.019,11 |
| 177 | 28/12/2040 | 157.019,11 | 2.892,57 | 820,009758 | 2.072,56 | 154.946,56 |
| 178 | 28/01/2041 | 154.946,56 | 2.892,57 | 809,1861248 | 2.083,38 | 152.863,17 |
| 179 | 28/02/2041 | 152.863,17 | 2.892,57 | 798,3059667 | 2.094,26 | 150.768,91 |
| 180 | 28/03/2041 | 150.768,91 | 2.892,57 | 787,3689886 | 2.105,20 | 148.663,72 |
| 181 | 28/04/2041 | 148.663,72 | 2.892,57 | 776,3748937 | 2.116,19 | 146.547,52 |
| 182 | 28/05/2041 | 146.547,52 | 2.892,57 | 765,3233837 | 2.127,24 | 144.420,28 |
| 183 | 28/06/2041 | 144.420,28 | 2.892,57 | 754,2141587 | 2.138,35 | 142.281,93 |
| 184 | 28/07/2041 | 142.281,93 | 2.892,57 | 743,0469175 | 2.149,52 | 140.132,41 |
| 185 | 28/08/2041 | 140.132,41 | 2.892,57 | 731,8213569 | 2.160,75 | 137.971,66 |
| 186 | 28/09/2041 | 137.971,66 | 2.892,57 | 720,5371724 | 2.172,03 | 135.799,63 |
| 187 | 28/10/2041 | 135.799,63 | 2.892,57 | 709,1940579 | 2.183,37 | 133.616,26 |
| 188 | 28/11/2041 | 133.616,26 | 2.892,57 | 697,7917056 | 2.194,78 | 131.421,48 |
| 189 | 28/12/2041 | 131.421,48 | 2.892,57 | 686,3298062 | 2.206,24 | 129.215,24 |
| 190 | 28/01/2042 | 129.215,24 | 2.892,57 | 674,8080487 | 2.217,76 | 126.997,49 |
| 191 | 28/02/2042 | 126.997,49 | 2.892,57 | 663,2261204 | 2.229,34 | 124.768,14 |
| 192 | 28/03/2042 | 124.768,14 | 2.892,57 | 651,5837072 | 2.240,98 | 122.527,16 |
| 193 | 28/04/2042 | 122.527,16 | 2.892,57 | 639,8804931 | 2.252,69 | 120.274,47 |
| 194 | 28/05/2042 | 120.274,47 | 2.892,57 | 628,1161607 | 2.264,45 | 118.010,02 |
| 195 | 28/06/2042 | 118.010,02 | 2.892,57 | 616,2903908 | 2.276,28 | 115.733,75 |
| 196 | 28/07/2042 | 115.733,75 | 2.892,57 | 604,4028624 | 2.288,16 | 113.445,58 |
| 197 | 28/08/2042 | 113.445,58 | 2.892,57 | 592,4532532 | 2.300,11 | 111.145,47 |
| 198 | 28/09/2042 | 111.145,47 | 2.892,57 | 580,4412388 | 2.312,13 | 108.833,34 |
| 199 | 28/10/2042 | 108.833,34 | 2.892,57 | 568,3664935 | 2.324,20 | 106.509,14 |
| 200 | 28/11/2042 | 106.509,14 | 2.892,57 | 556,2286895 | 2.336,34 | 104.172,80 |
| 201 | 28/12/2042 | 104.172,80 | 2.892,57 | 544,0274975 | 2.348,54 | 101.824,26 |
| 202 | 28/01/2043 | 101.824,26 | 2.892,57 | 531,7625866 | 2.360,80 | 99.463,46 |
| 203 | 28/02/2043 | 99.463,46 | 2.892,57 | 519,433624 | 2.373,13 | 97.090,33 |
| 204 | 28/03/2043 | 97.090,33 | 2.892,57 | 507,0402751 | 2.385,53 | 94.704,80 |
| 205 | 28/04/2043 | 94.704,80 | 2.892,57 | 494,5822037 | 2.397,98 | 92.306,81 |
| 206 | 28/05/2043 | 92.306,81 | 2.892,57 | 482,0590719 | 2.410,51 | 89.896,31 |
| 207 | 28/06/2043 | 89.896,31 | 2.892,57 | 469,4705398 | 2.423,10 | 87.473,21 |
| 208 | 28/07/2043 | 87.473,21 | 2.892,57 | 456,8162659 | 2.435,75 | 85.037,46 |
| 209 | 28/08/2043 | 85.037,46 | 2.892,57 | 444,0959068 | 2.448,47 | 82.588,99 |
| 210 | 28/09/2043 | 82.588,99 | 2.892,57 | 431,3091176 | 2.461,26 | 80.127,73 |
| 211 | 28/10/2043 | 80.127,73 | 2.892,57 | 418,4555511 | 2.474,11 | 77.653,62 |
| 212 | 28/11/2043 | 77.653,62 | 2.892,57 | 405,5348588 | 2.487,03 | 75.166,58 |
| 213 | 28/12/2043 | 75.166,58 | 2.892,57 | 392,5466899 | 2.500,02 | 72.666,56 |
| 214 | 28/01/2044 | 72.666,56 | 2.892,57 | 379,4906923 | 2.513,08 | 70.153,49 |
| 215 | 28/02/2044 | 70.153,49 | 2.892,57 | 366,3665115 | 2.526,20 | 67.627,29 |
| 216 | 28/03/2044 | 67.627,29 | 2.892,57 | 353,1737917 | 2.539,39 | 65.087,89 |
| 217 | 28/04/2044 | 65.087,89 | 2.892,57 | 339,9121747 | 2.552,65 | 62.535,24 |
| 218 | 28/05/2044 | 62.535,24 | 2.892,57 | 326,5813008 | 2.565,99 | 59.969,25 |
| 219 | 28/06/2044 | 59.969,25 | 2.892,57 | 313,1808084 | 2.579,39 | 57.389,87 |
| 220 | 28/07/2044 | 57.389,87 | 2.892,57 | 299,7103338 | 2.592,86 | 54.797,01 |
| 221 | 28/08/2044 | 54.797,01 | 2.892,57 | 286,1695117 | 2.606,40 | 52.190,61 |
| 222 | 28/09/2044 | 52.190,61 | 2.892,57 | 272,5579745 | 2.620,01 | 49.570,60 |
| 223 | 28/10/2044 | 49.570,60 | 2.892,57 | 258,875353 | 2.633,69 | 46.936,91 |
| 224 | 28/11/2044 | 46.936,91 | 2.892,57 | 245,121276 | 2.647,45 | 44.289,47 |
| 225 | 28/12/2044 | 44.289,47 | 2.892,57 | 231,2953703 | 2.661,27 | 41.628,19 |
| 226 | 28/01/2045 | 41.628,19 | 2.892,57 | 217,3972607 | 2.675,17 | 38.953,02 |
| 227 | 28/02/2045 | 38.953,02 | 2.892,57 | 203,4265704 | 2.689,14 | 36.263,88 |
| 228 | 28/03/2045 | 36.263,88 | 2.892,57 | 189,38292 | 2.703,18 | 33.560,70 |
| 229 | 28/04/2045 | 33.560,70 | 2.892,57 | 175,2659288 | 2.717,30 | 30.843,40 |
| 230 | 28/05/2045 | 30.843,40 | 2.892,57 | 161,0752136 | 2.731,49 | 28.111,91 |
| 231 | 28/06/2045 | 28.111,91 | 2.892,57 | 146,8103894 | 2.745,76 | 25.366,15 |
| 232 | 28/07/2045 | 25.366,15 | 2.892,57 | 132,4710692 | 2.760,10 | 22.606,05 |
| 233 | 28/08/2045 | 22.606,05 | 2.892,57 | 118,056864 | 2.774,51 | 19.831,54 |
| 234 | 28/09/2045 | 19.831,54 | 2.892,57 | 103,5673826 | 2.789,00 | 17.042,54 |
| 235 | 28/10/2045 | 17.042,54 | 2.892,57 | 89,00223205 | 2.803,56 | 14.238,98 |
| 236 | 28/11/2045 | 14.238,98 | 2.892,57 | 74,36101707 | 2.818,21 | 11.420,77 |
| 237 | 28/12/2045 | 11.420,77 | 2.892,57 | 59,64334045 | 2.832,92 | 8.587,85 |
| 238 | 28/01/2046 | 8.587,85 | 2.892,57 | 44,84880288 | 2.847,72 | 5.740,13 |
| 239 | 28/02/2046 | 5.740,13 | 2.892,57 | 29,97700295 | 2.862,59 | 2.877,54 |
| 240 | 28/03/2046 | 2.877,54 | 2.892,57 | 15,0275372 | 2.877,54 | 0,00 |
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